An accident on a Bakersfield street may send you to the emergency room and, afterward, the body shop. And in a week or two, you may be desperate to pay your medical and car repair bills, while also dealing with lost income while you miss work.
But what if you file a claim with an at-fault driver’s car insurance provider and find out later it’s been rejected? Take a breath, you still have options.
A skilled attorney can help you file an appeal or a lawsuit, this time with the necessary evidence to hold a bad driver accountable. Contact a skilled Bakersfield Car Accident Lawyer to go over your options and your strategy for winning the compensation you need to fully recover. It’s a free case review that comes with no obligation to you.
Earning a Do-Over For Your Car Insurance Claim
A rejected car insurance claim may leave victims to empty their own savings to try to keep bill collectors happy. They could also fall behind on their normal monthly bills because they must give up paychecks while they are in too much pain to work. They may default on car payments, a mortgage, and the basics, like a power bill.
Maison Law Accident & Injury Lawyers never want to see you in a similar situation. If a careless driver’s mistake played a role in your injury, you should be getting full support until you are healed and back to your normal life.
And a rejection from an insurance company doesn’t mean you have to say goodbye to hope. You can try a few options to get justice.
Submit an Appeal: Sending an official appeal letter to the insurer would usually earn you another try at the claims process. The insurer would have to assign you a new insurance adjuster to work with. Your lawyer can send this letter and make sure you are treated fairly this time.
File a Lawsuit: If you have exhausted your options and perhaps a second appeal, you may have to take the insurer to court. Your attorney would have a lawsuit already prepared and backed with evidence. Insurance companies don’t like to go before a judge. It’s expensive. It can also drum up bad exposure for the company. A lawsuit is often a threat that makes insurance companies reconsider a claim and compensate you instead of ignoring your hardships.
Report the Insurance Company to the CDI: The California Department of Insurance protects consumers and accident victims in the state. A complaint would be submitted to administrators, and they could investigate the insurer’s actions, penalize the company, and make them pay you everything you’ve been asking for. But be aware that it’s a state agency with many requests laid at its doorstep. They can take a while to look into your claim. They may also agree with the insurer and cancel the investigation.
Allow a Skilled Attorney to Handle Your Second Try
An insurance company might reject a claim for many reasons. They may say you didn’t include enough evidence. They may say their policyholder was innocent. Insurance adjusters could quote a line from the fine print saying it makes you ineligible to receive compensation.
They can also just toss out your claim because they think you won’t fight back. A lawyer can help you with each of these situations and more.
Maison Law Accident & Injury Lawyers of Bakersfield can definitely help you back your case with the right evidence this time. That can mean packing your case with witness testimony, accident reconstruction data, and surveillance video.
Your attorney also knows how to navigate a giant insurance company. Our lawyers know who to contact and how to apply pressure to get your case noticed and reconsidered.
Let’s face it, if you submit the very same claim in your appeal, you can’t expect different results. A lawyer
What If I Can’t Afford a Lawyer for My Car Accident Appeal?
We understand that right after a hospital stay and many lost hours at work, you may not have the money to hire a lawyer. But don’t worry, you can still afford great representation.
Our Bakersfield Car Accident Attorneys only get paid if we win your case for you. Then our attorney’s fee comes out of the settlement check that an insurance company writes for you.
Contact our office to schedule an absolutely free rejected case consultation. Let’s go over your options and figure out how to force an insurer to do the right thing.